I spoke with a Financial Services Rep about reversing my payments since they charged me twice and overdrew my bank account. They insisted they could not send the money unless it was confirmed it was received. I told them it has to be received since they both posted to my account and now my bill balance is significantly lower than it once was and the fact that I received payment confirmations to my email address on file. The Representative Me. Moses insisted that I sent over statements from my bank ensuring that it did. So I walked up to the bank and allowed the rep to speak with the manager of the bank who complied with his documentation and he still was persistent and did pleasant after she explained why the money needed to be reversed in order for them to get my bank account to a positive balance. I went through a huge hassle and still haven't heard anything. The holidays are literally within two days and I have to deal with no money a negative account and bad customer service it ruins my Fios experience despite the marvels I heard of the company.