We over paid 149.99 and closed our account in DECEMBER 2022. We have called SO many times, spoke to numerous managers, in attempts to get our money paid out and each time they say they are sending a card or check and it never arrives. Each month I continue to receive a statement with a negative balance of 149.99. I have filed a report with the FTC. What else can I do? This seems extremely unethic and illegal.