Hello! I have the Verizon Visa and I had it set to autopay the minimum payment on the 5th ever month. Well somehow my autopay got updated WITHOUT MY CONSENT to draft the STATEMENT BALANCE. I DID NOT CHANGE THIS OR CONSENT TO THIS!!! I spoke with a representative and they told me to call back in 7 days which is when they could POSSIBLY issue a refund for $1400!!!!! This is completely unacceptable. Who is going to pay my over draft fees??? I want a real answer.