if I were to pay this off would the $24.72 be all I needed to pay or would I need to pay $339.27 or the $120.00? I want to upgrade my watch and this is the last payment on it. The language is confusing.
It may not directly solve your concern, but here is some additional information about device payment promotional credits. Most promotions are not a lump-sum discount. Instead, they are credits applied monthly for each month you have a device payment agreement. If you pay the device off, the amount is says you owe is accurate. The part about losing the promotional credit just means there were X number of promotional credits you would have earned if you kept the payment plan active for the entire term. See the "Making installments" section of the Device payment agreement FAQs for more information.
Rieker1, we're here for you and we'd love the opportunity to provide you with clarification about the payoff of your device. Let me send you a private message to gather additional information.
-Art