I understand it is my responsibility to pay my bills on time, but I, like many other Americans, struggle to make ends meet. I am new to Verizon and do not know the ins and outs of the policies, or I would have made a payment arrangement before being disconnected. However, after reading many posts, it looks like you will still be disconnected even if one is made. I am disabled and live alone. The other phone on my account is my lifeline and I now am unable to reach that person and vice versa. I know they are worried sick about me. If anyone could be so kind as to send me a private message to figure out if there is anything that can be done to help me out, I would really appreciate it.