I have two teenagers on my plan. I am desperate to find a way to lower my monthly plan. I have been with Verizon for well over 15 years and hate to leave but I need some relief. What are the best options, combinations, etc., to lower the overall monthly rate for a plan that doesn't need hotspot or any other bells and whistles? I feel like others I know have a cheaper bill with more phones than I do on Verizon.