They are willing to pay my early activation fee and give me a $100 credit for my phone. I spoke with a rep yesterday and it seems quite easy and painless. I have been with Verizon a long time, but I'm a professional student on a fixed income and it may be time to make a switch. I just switched my car insurance to Geico after being with State Farm for 16 years because I was offered the same coverage for $30 less a month. I want to stay with Verizon but this bill is outrageous.