I broke my phone I have on a contract but do not have the money for the insurance. Can I use a prepaid phone on my contract?
You cannot go to Target or BestBuy and buy a prepaid phone in a box and use it on your line if this is your question. These devices are locked for prepay service only until they have completed a minimum of 180 activated days.
You are better off either borrowing the money for your deductible, if possible, or seeing if someone you know has a device that you can activate.