I'm disappointed because I had love the Verizon service in my area but now I have a reason for checking out the competition. I was hyped about the Samsung Pay feature to only find out Verizon decided to block all of it's customers from using it. I hate when companies do this. I changed from sprint because they would charge you for using the hotspot on your phones. Now Verizon does this. Truly disappointing. I feel like apologizing to the 6 people I convinced to change on to the Verizon service.