I paid my early termination fees with v and went to Fi a month ago. My wife's phone and tablet is still with v so I make the tablet a hotspot for my Nexus 6 on Fi. I am very happy with them and can burn the data from the wife's 12gig she will never use. If I don't use all my Fi data they pay me back. If I use more than my 3 gig they charge me $10 a gig or 1 cent a Meg. They don't charge that $20 fee to activate a phone. When wife's phone contact is up she is going to Fi also. After 12 years v don't deserve our business.