SHOULD I WAIT TO UPGRADE MY PHONE ON OR AFTER MY CONTRACT RUNS OUT
After will almost always get you a better deal and allow you to keep the investment in your current phone.
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If nothing is wrong with your current phone it's always best to wait. As great as new may be it's just a want and not something that can't wait. It's a personal call though. Some people value having it now versus the economic value of waiting. Others don't mind waiting (and letting the bugs get worked out in the mean time).
