In August my autopay stopped working. I had no idea as it's something I just don't pay attention to. I didn't change my credit card (it was still on the account, just no setup for autopay). One thing I did notice is that there was a message that they automatically changed my account number (I saw no explanation as to why, I didn't change services or anything). I think this has something to do with it.
My bill was 3 months late. I don't mind that I have to pay the back charges. I don't even mind to pay the late fees (though verizon should have offered that without my requesting it). What I do mind is the possibility that this will impact my credit negatively. I might be buying a house soon.
I called to ask about this. The first person I spoke was actually very nice and commisserated with my situation. However, he couldn't answer my question. So he forwarded me to another division. I explained the situation. I didn't make any changes, it just stopped autopay etc, etc. I'll pay online no problem, but is this going to impact my credit?
She laughs a bit dirisively about it saying they wouldn't do that since they are not a credit card coimpany. So we're basically done, but then she starts wondering what could have caused it to stop working. Has my credit card expired? No. Did I change something? No. She's phrasing this in a way that she clearly doesn't believe me. She says they don't have the card on my account at all....I see it when I sign in so no sure what to say.
Then she starts asking again if I'm going to make a payment as if skeptical about the whole thing. I tell her that I will, but now I don't really trust what she's saying about the credit report. I requested that she re-iterate that this will not appear on my credit report, but she got annoyed that I would ask that question twice and said she doesn't know how else to phrase it so I'll understand. Apparently she's allowed to ask me the same question multiple times, but I can't do the same.
Anyway, long story short, I don't believe what she's telling me. If a bill is 3 months overdue will that appear in anyway on a credit report?