Last year I cancelled my verizon services and was charged a termination fee which I paid in full. However, the account has been deemed unpaid and was even sent to collection. I was not aware of this until I tried to apply for a loan for school this summer and I was denied because of the collection item on my report. When I tried to contact verizon they transferred me me to chase receivables who told me I need to contact verizon. I have my receipt of payment still with me, how do I get in contact with someone to get this negative account balance off of my credit report. Thank You