This is an FYI. Verizon Home Protect is in business to take your money and if you require a replacement to low ball you on your replacement value.
My Apple Watch with cellular screen was sent in for repair and when they returned it would not connect to my phone. They offered me a third of what it costs to replace my watch when it was only 3 years old. They would not provide a replacement. I do not recommend this service. Buy at your own risk.